The Cincinnati Enquirer from Cincinnati, Ohio • Page 7

Goshen, L. 90. of Formerly Home, of 2, also 5, 1991 11 beloved THE hus- For more J. B. 10:00 8:00 DATE 07 ENQUIRER and of the Monday, CINCINNATI August Death Notices 5 COWAN Johnie Mae, loving mother of Howard Cowan, Jr.

Michael Williams, Mary Cowan and Mary Sue Settles, dear sister of Albert White, Mrs. Dennie V. Barfield and Mrs. Sarah Prince, also survived by four grandchildren, a son-in-law, Carl Settles, three brothers-in-law, James Barfield, Leroy Cowan and Rev. William Cowan and a host of nieces, nephews, cousins, her many foster children, other relatives and friends.

August 2, 1991, at age 81. Funeral services 8 P.M. Tuesday at Peace Baptist Church, 652 Rockdale Rev. Gregory Chandler, Rev. D.

L. Pastor, officiat- Euloling, Motley, gist. Friends may call 6 P.M. until time of services. Ruth Chpt.

O.E.S. services 7 P.M. Queen City Crt. Dgtrs, of Sphinx services 7:30 P.M. Interment Spring Grove Cemetery, Arrangements by Hall-Jordan Funeral Homes.

Harold beloved husband of Louise Slaven Eggers, dear father of Barbara Abrams, Harold L. Eggers, Shirley A. Ball and Glenda S. Eggers, also survived by ten grandchildren, eight great-grandchildren and one niece and nephew. Sunday, August 4, 1991.

Age 69 years. Resident of Colerain Township, Friends may call at the Chas. A. Miller Sons Funeral Home, Hamilton Ave. at Knowlton Street, Northside, Monday, 6 to 9 P.M.

Mass of Christian Burial, Corpus Christi Catholic Church, New Burlington, Tuesday, at 9:30 A.M. If desired, memorials may be directed to the American Cancer Society. FAUL Brent Andrew. Of Loveland. Loving son of Guy and Faye Fields Harris, David and Rosie Faul, brother of Brian and Brad Faul, dear grandson of Albert and Shirley Fields and Marie Faul.

Suddenly, Saturday, August 3, 1991, in his 18th year. Friends received at the TuftsSchildmeyer Funeral Home, Park and Riverside, Loveland, Tuesday, 6 to 9 P.M. where services will be held Wednesday, August 7, at 10 A.M. Interment Gate of Heaven Ceme- tery. GARDNER Eugenia (nee Miller), beloved wife of the late Phillip A.

Gardner, devoted mother of Zola Reed, dear sister of Mary Meyer, also surviving are seven grandchildren and ten great-grandchildren. Saturday, August 3, 1991. Residence Ft. Thomas, KY. Funeral services Wednesday at P.M.

at the Dobbling Funeral Home, Ft. Thomas. Visitation Tuesday, 6 until 8 P.M. Family request memorials to the First Baptist Church, Newport, KY. GEBHARDT Marie E.

(nee Klein), beloved wife of the late Oral A. Gebhardt, devoted mother of Ruth Musk of Newport, and the late Oral Charles Gebhardt, grandmother of seven, greatgrandmother of 14, dear sister of Lillian Heeg, also survived by several nieces and nephews. August 3, 1991, in her 95th year. Resident of Madisonville. Visitation at the Witt, Good and Kelsch Funeral Home, 3026 Madison Road at Oakley Square, Tuesday, 6 to 9 P.M.

Services Wednesday, 9:30 A.M. at St. Paul Lutheran Church, 5433 Madison Road, 45227. GESSENDORF Alexandra Victoria, beloved infant daughter of Rachel Gessendorf and Alfredo Caglianone, dear granddaughter of Guy and Barbara Gessendorf, dear niece of Michael and Sean Gessendorf and Harley and Michelle Neftzer, dear greatgranddaughter of Guy and Ruby Gessendorf, dear cousin of Rebekkah Gessendorf, Rachel and Emily Neftzer. Graveside service, Tuesday, August 6, P.M.

at Pierce Township Cemetery, Locust Corner, Ohio. E. C. Nurre Funeral Home, Amelia, serving the family. GIES Lucille (nee Schlosser beloved wife of the late Joseph A.

Gies, dear mother of Georgia McKernan, Marcia Lane, Leo and the late J. C. Gies, also survived by nine grandchildren and 11 great -grandchildren. Thursday, August 1, 1991. FUneral services at the conveof the family.

No visitanience Gilligan-Siefke Funeral Home in charge. If desired memorials may be made to BayPlace, 990 Bayley Place 45233. Charles beloved husband of Jane C. Gilardi (nee Hayes), loving father of Charles M. Jr.

and Thomas W. Gilardi and Reiring, also nine grandchildren. Sunday, August 3, 1991. Delhi, Friends may call at the Vitt and Stermer Funeral Home, 4619 Delhi Road, A.M. until 11 A.M.

Funeral Mass will be at the St. Dominic Church, at 11:30 A.M. Memorials may be made to the American Cancer Society. HARRIS Daniel Rathael, loving father of Monica Peters, Danielle and Daimon R. Harris, beloved son of Raymond R.

Harris and Elizabeth Harris, devoted brother of Raymond R. Harris, Jr. and the late Jacqueline E. Harris, fond nephew of Virginia Harris, Alma Shivers, Juanita Harris, Myrtle Brown, Joel and John E. Harris, also survived by one and niece, Kevin R.

and Keisha V. Harris, sister-in-law Virgie A. Harris, dear friends Vernell Little and Ann Peters, a host of other relatives and friends. member of Suddenly, St. July Mark 31, Church 1991, of God in Christ.

Friends may call at the Maranatha Seventh Day Adventist Church, 901 York Street, Tuesday, August 6, from 5 P.M. until the time of service at 7 P.M. Elder Henry Hope, Pastor, Rev. Gerald Bates, officiating. Interment 10 A.M.

Wednesday, Spring Grove Cemetery, Thompson Funeral Service. Looking for a job is a job in itself. Increase your odds with classified. Place your ad today. Call 421-6300 Death Notices 5 HAUSE Edith Hill), (nee of of Otterbein Lebanon, Friday, August 1991.

A 1920 graduate Morrow High School. A member the United Methodist. Church, United Methodist Women, several garden clubs, Ohio Farm Bureau, Clinton Memorial Hospital Volunteers, the Grange and Senior Citizens. Preceded in death by husband, Lester G. Hause in 1963, survived by sons, Dr.

A. W. Hause and Thomas Hause, a daughter, Mrs. Robert (Martha) Blair, nine grandchildren and 13 great-grandchildren. Private funeral service will be held today at the Vale-Hoskins Funeral Home, with interment in Morrow Cemetery.

Memorials requested to Otterbein Home, 585 N. St. Rte. 741, Lebanon, 45036. HENLEY Cecilia beloved wife of the late Walter D.

Henley, devoted mother of Walter L. Henley, dear grandmother of Carole Garten, W. Greg Henley, two great-grandchildren and one great-great-grandchild, sister of Mildred Elsie Jung and Jeanette Wetta. Formerly of Blue Ash. Saturday, August 3, 1991.

Friends may call from 10 A.M. until 12 noon Tuesday, at the Strawser Funeral Home, 9503 Kenwood Road, Blue Ash. Services at noon Tuesday. KENNEY Jeffery beloved friend of Robert Stewart, loving son of William A. Kenney and dearest brother of William R.

Kenney. Sunday, August 4, 1991. Residence Cincinnati, OH. Formerly of Bellevue, KY. Age 34 years.

Mass of the Christian Burial, 7 P.M. Tuesday, Sacred Heart Church, Bellevue, KY. Visitation Tuesday, 4 until 6:30 P.M. at the Dobbling Funeral Home, Bellevue, KY. I KNIGHT Bennie beloved husband of the late Thelma Huntsman Knight, devoted father of Ronaid Charles (Fred) and Stephen L.

Knight and Sharon Hatchett and Susan KnightHenze, also survived by 13 grandchidiren and two great-grandchildren, dear Leona brother Dick of and Robert Gertrude Knight, Sowers. Saturday, August 3, 1991. Residence Oxford, OH. Age 69 years. Funeral services at the Neidhard Funeral Home, 7401 Hamilton Mt.

Healthy, Tuesday, August 6 at 1 P.M. Friends may call Tuesday, from 11 A.M. to time of service. Retired employee of Cincinnati Enquirer, KYLE Beatriz, 92, of Aurora. A dedicated teacher in the Aruora School System.

Died Friday at the Franklin Methodist Home, Franklin, IN. Services Tuesday, August 6, 10 A.M. Community United Methodist Church, St.Rd. Visitation Monday, 5-9 P.M. Rullman Funeral Home.

Burial in Riverview Cemetery. She is survived by her children, Pat Kyle, of Griffith, IN; Peg Zieber, of John Kyle, of Madison, IN and Bill Kyle, of Aurora. Memorials to the Franklin Methodist Home-Alzheimer's Unit or the chairty of the donor's choice. Frank beloved husband of Ann Lukey (nee Gutting), loving father of Paul, Thomas and Michael Lukey, loving father -in-law of Cindy and Lynn Lukey, dear grandfather of Jennifer, Sarah, Michael, Adam, Teresa, Anita and Tommy Lukey, brother of the late Mary Clare Bristow. August 2, 1991.

Friends may call at the Thomas Memorial, 7500 Montgomery Kenwood, Tuesday P.M. Mass of Christian Burial St. Gertrude Church, Madeira, 8 P.M. Private committal services at the convenience of the family. If desired memorials may be directed to St.

Gertrude's School Fund or the American Cancer Society. MCCALLUM Mary age 73, beloved mother of Joyce Thorna, Kathy McCallum and Dorothy Hensgen, dear sister of John Qualters, Margaret Geiser and the late Dorothy Diacone, three grandchildren, dear friend of Sue Rouse. Services will be held at the convenience of the family. Moore Funeral Home, Newtown, serving the family. McKEE Bessie (nee Williston), devoted mother of Robert James McKee, Elizabeth Hope Forman and Karen Patricia Bohlander, grandmother of 14 grandchildren and ten great-grandchildren, sister of Beatrice Hanes of Rumford, ME.

Saturday, August 3, 1991. Residence Mt. Healthy, Funeral service at Paul R. Young Funeral Home, 7345 Hamilton Mt. Healthy, Tuesday, at 11:30 A.M.

Friends may call Monday, from 5 to 8 P.M. If desired, remembrances may be sent to the American Cancer Society or the Epworth United Methodist Church. McQUEEN Delores Jeannette (nee Stith), loving wife of William McQueen, dear mother of April D. McQueen, devoted stepdaughter of Margaret Stith (Baltimore, MD); fond sister of Gordon Stith, Virginia Waters and Irma Walker, all of Baltimore, MD. and Emery Stith, Phoenix, Katherine Taylor, Brooklyn, also survived by a host of in-laws, nieces, nephews, cousins, other relatives and friends.

August 1, 1991, at age 57. Memorial services Monday, 7 P.M. at Allen Temple A.M.E. Church, 7181 Reading Road, Rev. Taylor Thompson, Pastor, officiating.

Friends may call at the church 6 P.M. till time of services. Funeral services also Wednesday, 12 noon, William C. March Funeral Home-West, Baltimore, MD. Interment Garrison Forest Veteran's Cemetery, Arrangements by Hall- Jordan Funeral Home, Cincinnati.

MITCHELL Roberta Dearborn, beloved wife of the late Charles W. Mitchell, loving mother of Maurice L. Mitchell, dear sister of Mae Clos, dearest aunt of Bill and James Clos. Friday, August 2, 1991. Resident of Florence, KY.

Age 91 years. Services 10 A.M. Tuesday, Linnemann Funeral Home, Erlanger. Visitation will be there 5 to 8 P.M. Monday, Memorial contributions may be directed to Butler United Methodist Church, Butler, 41006.

Death Notices 5 MURAWSKY Gustave O'Hara Taaffe, 86 He founded Valley Sheet Metal worked there 60 years BY DAVE BEASLEY Carthage Lodge No. 573, The Cincinnati Enquirer the Scottish Rite, Syrian Shrine, Gustave O'Hara Taaffe's greatest concern in the Eastern Star Alba Chapter No. last days of his life was that he was not being useful. 104 and Oola Khan Grotto. He also In his last talk with his daughter, Joyce McCrate of was past president of the MethodIndian Hill, he said, "I'm not helping ist Union of Cincinnati.

That was a few days before he died of heart failure He and his wife traveled extenat the age of 86. at Good Samaritan Hospital. sively together and split their time Mr. Taaffe, of Kenwood, was founder the Valley between their Kenwood and Fort Sheet Metal where he worked for 60 years. He Lauderdale, homes.

retired from the company in 1979 but continued He is also survived by a brothworking in his real estate development business, Gustave Taaffe er, Griffith Cleve Taaffe of SilverTaaffe Inc. ton, Ohio; a sister, Vicki Thompson, Fort Lauderdale, "Dad was a very hard worker with a wonderful three grandchildren; and five great-grandchilsense of humor and gratitude," his daughter "I dren. often heard him say, 'God has been good to A funeral is scheduled for 11 a.m. Wednesday at "He was a wonderful father and I could always talk the Spring Grove Cemetery Mausoleum, with visitato tion at 10:30 a.m. He and his wife, Mabel, who died in 1981, were Memorials may be made to the Shriners Burns actively involved in Masonry.

He was a member of the Institute, 202 Goodman Cincinnati 45219. Emission tests possible for Clermont, Warren THE ASSOCIATED PRESS and THE CINCINNATI ENQUIRER COLUMBUS, Ohio Mandatory testing of automobile emissions may be required in 15 additional counties by 1994, including Clermont and Warren, state environmental officials said. Annual mandatory inspections of tailpipe emissions, already required in the Cincinnati and Cleveland 1 urban areas, would mean that residents would not be able to get state registrations for any vehicles that fail to meet standards. Besides Clermont and Warren, the Ohio Environmental Protection Agency (OEPA) will ask lawmakers to require inspections by mid-1994 in Clark, Geauga, Greene, Lucas, Medina, Montgomery, Portage, Loans CONTINUED FROM PAGE A-5 GSL encompasses three programs in which the federal government insures loans; if a borrower defaults, the government ultimately reimburses the lender. GSL refers collectively to a variety of programs in which students borrow money from banks or other lenders; the government guarantees repayment and sometinies subsidizes discount interest rates.

Federally funded Perkins loans, which are administered directly by schools, also carry government guarantees. Some educators fear default rates are on the rise. Jim Williams, director of student financial aid for the University of Cincinnati, said UC had a 7.1% default rate for fiscal 1989, up from 4.1% in 1988. The reason, he said, is that more and more people need more and more money. "Students with high financial needs four or five years ago could have made it with grant assistance and a part-time job.

"But grant programs have not grown and because of increasing costs, they need more money and need to turn to the GSL," he said. More loans mean more defaults, he said. Xavier University and the College of Mount St. Joseph have default rates of 3.4% and 3.1% respectively for 1989, the most recent complete data available. James Kelly, XU's director of financial aid, attributed Xavier's low default rate to the process each recipient must go through to receive money.

"For all new borrowers there is an 1 entry interview," Kelly said. "Students also review a seven- to eight-minute video, in groups of about 10 people, about the rights and responsibilities of having a loan." The video, presented in the format of CNN News, is distributed by Chase Bank and focuses on the Water CONTINUED FROM PAGE A-5 gallons of water a day from the man-made lake formed by the dammed-up East Fork of the Little Miami River and numerous small tributaries. The second phase of the project, in which an additional 10 million gallons a day will be drawn, probably will come on-line, sometime around the year 2005, Yeager said. The plan describes a monument to modern-day engineering: A concrete water intake 800 feet high, 50 feet wide and octagonally shaped is to be erected about 100 feet from the shore in the northwest corner of the lake. In normal pool, only 67 feet of the monolith will show.

Water will be sucked in and pumped about a mile to the treatment facility. Once at the 92-acre compound, chemicals, such as aluminum sulfate (alum), are added to the raw water to aid removal of silt and foreign matter that could cause discoloration. Walter NY8T, band of Lorraine (Miguet) Murawsky, devoted father of Walter Colonel and Michael Murawsky, dear brother of of Lewis and Edward Murawsky, survived by five grandchildren. Sunday, August 4, 1991. Residence Mason, OH.

Friends may call Wednesday, from 6-8 P.M. With prayer service Thursday, at A.M. at the H. G. Shorten Funeral Home, 400 Reading Road, Mason, Ohio, Interment Rose Hill Cemetery, Mason.

NEW Festus, husband of the late Ida Patterson New, dear father of Chlora Boehnlein and Gene New, also survived by 12 grandchildren, 20 great grandchildren and five great-greatgrandchildren. Friday, TX. August 1991, in Winters, Rela tives and friends are invited to attend graveside services, at Arlington Memorial Gardens, Mt. Healthy, Wednesday at 2:30 P.M. Chas.

A. Miller serving the family. O'CONNELL Margaretta R. (nee Hickey), beloved wite of the late Arthur M. O'Connell, dear mother of Jerome M.

O'Connell and Dennis M. O'Connell of Irvine, grandmother of Kelly Ann and Patrick William A. and Daniel J. O'Connell and Kellie Harrigan. August 3, 1991.

Mass of Christian Burial will be held at St. Mary Church, Hyde Park, Thursday, August 8, at 9 A.M. Friends may call at Geo. H. Rohde and Son Funeral Home, Linwood and Delta Mt.

Lookout, Wednesday, from 6 until 9 P.M. OLIVERIO Mary E. (nee Kief), devoted wife of the late Jack M. Oliverio, loving mother of Kevin M. Oliverio, dear daughter of Joanne Schroth and the late Robert W.

Kiet, step-daughter of Edward Schroth, sister of Pat, Bill, Roger and Joe Kief, Nancy Campbell and the late Dennis and Kevin Kief, daughter-in-law of Mary Margaret and the late Louis Oliverio, also survived by many nieces and nephews. Friday, August 2, 1991. Age 36. Relatives and friends may call at Mihovk-Ronenacker Funeral Home, 5527 Cheviot Monday 6-9 P.M. Mass of Christian Burial St.

James Church, White Oak, Tuesday at 10 A.M. Memorial contributions may be made to St. Rita School for the Deaf. POHLMAN Raphael beloved husband of Winitred Pohiman (nee Taylor), devoted father of Donald R. Pohiman and Mrs.

Jean Nolte, also survived by six grandchildren and seven gret-grandchildren. Saturday, August 3, 1991. Age 83 years, Funeral service Tuesday at 11 A.M. at the Bolton Lunsford Funeral Home, 3042 Harrison Westwood. Visitation Tuesday from 9-11 A.M.

Memorials may be given to your favorite charity RICE Jean (nee Ross), beloved wife of Charles L. Rice, devoted mother of Mrs. Ellyn Grant and David Rice, dear sister of Mrs. Virginia Rickey and Morgan Ross, also survived by six granddaughters. August 2, 1991.

Age 64 Residence Georgetown, OH. Friends may call from 6 to 9 P.M. Monday at the Cahall, Trapp and Wilson Funeral Home, Ripley, Order of Eastern Star and American Legion Auxiliary Services, 8:30 P.M. Graveside services 2 P.M. Tuesday at Maplewood Cemetery, Ripley, OH.

Memorials may be made to the Ripley Lifesquad, the Ohio Tabacco Festival Scholarship Fund or the Centenary United Methodist Church, Ripley, OH. RUPP Ray devoted husband of Frances A. (nee Thies) Rupp, beloved son of Harry A. Rupp and the late Marylynn (nee Gayer) Rupp, brother of Pam Ellermon, Jim and Tom Rupp, Judy Parrette, Dave Rupp and the late Joan Rupp. Suddenly, August 3, 1991.

Age 38 years. Resident of Blue Ash. Mr. Rupp was Vice-President of the and a member of the Board of the Buckeye Tavern Assn. Friends may call at the Vorhis Funeral Home, 5501 Montgomery Road, Norwood, Tuesday, 6 to 8 P.M.

Mass of Christian Burial, Wednesday, August 7, 1991, at 10:30 A.M. at Sts. Peter and Paul Catholic Church in Norwood. If desired, sympathy may be expressed by a memorial contribution to the Norwood Senior Citizens. SMITH Marie, devoted daughter of the late Edward F.

and Mary Nellie (nee Elbert) Smith, dear sister of Clarence E. Smith, Cora H. Hill and Harriett M. Schaeper, of Cincinnati, Charles D. Smith, of Mt.

Orab, OH and the late Edna T. Devins, also survived by nieces and nephews. Saturday, August 3, 1991. Age 92 years. Visitation Tuesday 7-9 P.M.

at the Bolton Lunsford Funeral Home, 3042 Harrison Westwood, where the funeral service will be held Wednesday at 10 A.M. Memorials it so desired, may be directed to the American Cancer Society. TAAFFE Gustave David O'Hara, beloved husband of the late Mabel R. Taaffe, devoted father of Mrs. Ralph (Joyce) McCrate, grandfather of Mrs.

William (Terri) Wiegle, Kevin J. and Mitchell McCrate, dear brother of Mrs. Ray (Vicki) Thompson and Griffith C. Taaffe, also survived by five great-grandchildren. Saturday, August 3, 1991.

Residence Kenwood. Funeral services at Spring Grove Mausoleum Wednesday at 11 A.M. Family will receive friends from 10:30 until 11 at Spring Grove Mausoleum. Carthage Lodge and Scottish Rite Ring Services Wednesday at 11 A.M. If desired, memorials may be directed to Shriner's Burns Institute.

Thomas Memorials in charge of arrangements. TIBBETTS Grace P. (nee Simmons), beloved wife of Stanley A. Tibbetts, devoted stepmother of Suzanna, Ricky, Archie, Raymond and Willard, dear aunt to Virginia Trotter and Paul Cole of Seymore, and John Simmons, and Raymond Simmons, from Chicago, IL. Saturday, August 3, 1991.

Residence Mt. Healthy. Funeral service at Paul R. Young Funeral Home, 7345 Hamilton Mt. Healthy, Wednesday at 1 P.M.

Friends may call Tuesday, from 5 to 8 P.M. Funerals information address complete funeral director refer to the individual death notice below. TIME NAME COWAN, Johnie Mae P.M. EGGERS, Harold 9:30 A.M. FAUL, Brent Andrew A.M.

GARDNER, Eugenia 1:00 P.M. GEBHARDT, Marie E. 9:30 A.M. GESSENDORF, Alexandra 1:00 P.M. GIES, Lucille GILARDI, Charles J.

11:30 A.M. HARRIS, Daniel Rathael 7:00 P.M. HAUSE, Edith L. HENLEY. Cecilia M.

12:00 noon KENNEY, Jeffery A. 7:00 P.M. KNIGHT, Bennie L. 1:00 P.M. KYLE, Beatriz 10:00 A.M.

LUKEY, Frank E. 8:00 P.M. MCCALLUM, Mary K. McKEE, Bessie E. 11:30 A.M.

McQUEEN, Delores J. 12:00 noon MITCHELL, Roberta 10:00 A.M. MURASKY, Walter (NY8T) 11:00 A.M. NEW. Festus 2:30 P.M.

O'CONNELL, Margaretta R. 9:00 A.M. OLIVERIO, Mary E. 10:00 A.M. POHLMAN, Raphael A.

11:00 A.M. REFFIT. Richard L. RICE, Jean 2:00 P.M. RUPP, Ray P.

10:30 A.M. SMITH, Marie 10:00 A.M. TAAFFE, Gustave D. O'Hara 11:00 A.M. TIBBETTS, Grace P.

1:00 P.M. TSARAS, Carrie 1:00 P.M. VIEL, Carolyn 11:00 A.M. WALKER, Mr. Wyatt 11:00 A.M.

WALLEN, Yuleva 8:00 P.M. WILLENBRINK, Joseph F. 9:00 A.M. YOUNG, Cleola Death Notices 5 REFFIT Richard L. 55.

Of Cincinnati. Friday, August 2, 1991. Seiverville, TN. Survived by Betty Reffit, Larry Reffit and Dennis Reffit of Cincinnati, David Reffit of Mason, ten grandchildren, one great-grandchild. Private services August 6, 1991.

TSARAS Carrie, wife of the late Thomas Tsaras, devoted mother of Antoinette Hawthorne, Katherine Apostol and the late Gus Tsaras, dear ssiter of the late Theodore Agapitos and Viola Johnson, dear grandmother of Carol Ann Pfau, Gail Hanrahan, Cheryl Minniear, Barbara Cook, Karen Proffitt and George Apostol, also surived by 15 great-grandchildren and five great-great-grandchildren. Friday, August 2, 1991. Age 90 years. Friends may call at the Miller -Simminger Funeral Home, 3330 Parkcrest Western Hills, Monday, 4-8 P.M. Funeral services at Holy Trinity-St.

Nicholas Greek Orthodox Church, Tuesday, P.M. If desired, memorials may be directed to Holy Trinity-St. Nicholas Greek Orthodox Church, 7000 Winton 45224. VIEL Carolyn (nee Singer), beloved wife of the late Aaron Viel, dear mother of Dale Viel, Harrison, OH. and the late Victor L.

Viel of Auburn Hills, loving grandmother of seven grandchildren, 12 great-grandchildren and one great-grandson. Saturday, August 3, 1991. Formerly of West Harrison, IN. Age 91. Friends may call in the John C.

Brater Funeral Home, Broadway at Vine Street, Harrison, OH, Tuesday, August 6, from 9:30 A.M. to time of funeral service at 11 A.M. Memorials may be made to the St. John's United Church of Christ Memorial Fund, or the Harrison Lifesquad. Interment Glen Haven Cemetery.

WALKER Mr. Wyatt beloved husband of Mrs. Thornton O. Walker (nee Ballew), dear father of Andrea L. Dean, Wyetta M.

Hayden, John T. and Melvin G. Walker, also survived by three sisters, one brother, eight grandchildren, nieces, nephews, other relatives and friends. August 2, 1991. Friends may call at the Greater Liberty Baptist Church, 6209 Desmond Street, Tuesday, August 6, from 11 A.M.

until the hour of service at noon. Rev. Jerome M. Lewis, Pastor. Interment Laurel Cemetery.

Thompson Funeral Service. WALLEN Yuleva (Smith), dear wife of the late Enoch Wallen, devoted mother of Janette Wulf of West Chester and the late Virginia Lane and Myrtle Branhan, sister of Rosella McDaniels and Edith Chambers, also survived by seven grandchildren and eight great-grandchildren. August 4, 1991. Friends may call at the H. G.

Shorten Funeral Home, 400 Reading Road, Mason, on Tuesday, from 6 until 9 P.M. with funeral service at 8 P.M. Burial will be at the Hillcrest Cemetery in Dry Ridge, on Wednesday, at 11 A.M. Joseph dear husband of the late Elizabeth Willenbrink (nee Haarmeyer), beloved father of Mary W. Morris and Joseph H.

Willenbrink, loving grandfather of six grandchildren and two great granddaughters. August 3, 1991. Residence Latonia, KY. Age 93 years. Mass of Christian Burial, Tuesday, August 6, 1991, at 9 A.M.

at Holy Cross Church, Latonia, KY. Visitation at Conniey Bros. Funeral Home, 11 E. Southern Latonia, on Monday, 6 until 9 P.M. Interment Mother of God Cemetery, Memorials charity of one's choice.

Officer shot, man killed by police in domestic dispute THE ASSOCIATED PRESS PARMA, Ohio A police officer shot and killed a man who brandished a gun during a domestic dispute in which a police officer was wounded, officials said. Ralph Zmrazek, 42, was shot once in the head just outside of his residence, said Parma Police Department spokesman Bert Schulte. Zmrazek was pronounced dead at FUNERAL HOME Aug. 06 Hall-Jordan Aug. 06 Chas.

A. Miller Sons Aug. Tufts-Schildmeyer Aug. 07 Dobbling (Ft. Thomas) 07 Aug.

Witt, Good Kelsch Aug. 06 E. C. Nurre (Graveside) Gilligan-Siefke Aug. 06 Vitt Stermer Aug.

06 Thompson (Cincinnati) Aug. 05 Vale-Hoskins Aug. 06 Strawser Aug. 06 Dobbling Aug. 6 Neidhard Aug.

6 Rullman (Aurora, INJ Aug. 6 Thomas Memorial Moore Aug. 06 Paul R. Young Aug. 07 Hall-Jordan Aug.

06 Linnemann (Erlanger) Aug. 08 H. G. Shorten (Mason, OH) 07 Aug. Chas.

A. Miller SonsGraveside Summit and Wood counties. Scott Compton, head of EPA's mobile source section, said those counties surround the Dayton, Toledo, Cincinnati and Cleveland areas and are listed by the state agency as being in moderate violation of the Clean Air Act. Franklin, Delaware, Fairfield and Licking counties, in the Columbus area, are also at risk of joining the list, but the air there is not considered as bad. Warren and Clermont county commissioners reached by The Enquirer Sunday said they are not opposed to auto-emissions testing but want more information.

"I think it is necessary everywhere," Clermont Commissioner Richard Martin said. "There are a few people who violate laws on auto-emission equipment. Eventually the EPA will mandate testing for everyone." Clermont Commissioner Robert Proud said shopping malls and increasing traffic in the county are creating more environmental problems, but he was cautious about endorsing emission testing. Warren County is the recipient of streams of air pollution from Hamilton County, where testing has been done for several years, Warren Commissioner George Terwilliger said. "I am not opposed.

It needs to be done for the environment, but I would need to see the ramifications of the proposal." How lenders collect At the end of a six-month dent of education finance for grace period after graduation, Chase Manhattan Bank. The borrowers who do not begin guarantor reimburses the lendloan payments are sent letters er. asking for either payment, rea- Colleges are asked to share sons for the delay or an appoint- information they have on the ment to set up deferments or debtors' whereabouts but are forbearance. not responsible for collecting A loan is classified in default loans, except for Perkins, which if the borrower does not re- is issued by the colleges. spond after approximately 120 If the guarantor cannot coldays.

lect, the federal government Loans in default are turned reimburses the bank and calls over for collection to the guar- due the loan amount from the antor agency such as the student. The government can Ohio State Loan Commission or reposses cars, withhold income Kentucky Higher Education As- tax refunds and take other measistance Authority, said Sylvia sures to recover the money. Espelage, assistant vice presi- LORI McCLUNG consequences of defaulting on a loan. UC, Northern Kentucky University and Miami University require borrowers to attend similar presentations. Federal law also requires schools to conduct exit interviews with graduating students about their loans.

"We try to make students realize that money is being advanced to them and they have a legal and moral obligation to repay the money," Kelly said. NKU also provides a 10-page information packet explaining how to calculate repayment, the annual salary for entry level positions in each major, the average cost of borrowing and other facts, said Michele Kline, NKU's assistant director for financial aid. Financial aid officers said the education that students buy with their loans is the best insurance against default. "It has to do with students' receiving a quality education, then good jobs so they can pay their loans," said UC's Williams. "It's that fundamental." Beverly Bixler, a junior at UC, Water is then sent to the flocculation basins, where giant paddle wheels churn, allowing large foreign particles to lock together and settle to the bottom of concrete basins.

Sediment is pumped to lagoons, dried and hauled to sanitary landfills. With large particles gone, water is skimmed off the top and sent through six massive sand filters which will remove small foreign particles and leftover alum from earlier treatment. Chlorine, fluoride and similar chemicals are added to disinfect the water, then stabilizing chemicals, mostly sodium hydroxide, are mixed in to balance the pH. Finished water is stored underground until it is ready to be pumped into homes. Yeager said all improvements in the county's distribution network since 1986, including pipes and storage tanks, have been completed with the Harsha project in mind.

Once it is finished, the waterworks system will have the capacity to pump 37 million gallons a day, Aug. 08 George H. Rohde Son Aug. 6 Mihovk-Rosenacker Aug. 6 Bolton Lunsford Aug.

06 Cahall-Trapp Wilson Aug. 07 Vorhis Aug. 7 Bolton Lunsford Aug. 07 Thomas Memorial Aug. 07 Paul R.

Young Aug. 6 Miller -Simminger C. Aug. 06 John Brater Aug. 06 Thompson (Cincinnati) Aug.

06 H. G. Shorten (Mason, OH) Aug. 06 Connley Bros. OSWALD-HOSKINS Death Notices 5 YOUNG Cleola (nee Tague).

78. Lebanon. Friday, August 2, 1991. Member Lebanon United Methodist Church, Little Sisters Class O.E.S. of Lebanon and a dedicated volunteer at Otterbein Home, Lebanon.

Survived by husband of 61 years, Warren C. sons; Dr. Warren C. Young, Jr. and Judge William W.

Young, daughter, Mrs. Barbara L. Myers, eight grandchildren and thirteen great-grandchildren. Private funeral service and interment will be held at the convenience of the family, The family will receive friends Wednesday, August 7, from 12:30 to 1:30 P.M. prior to a memorial service at 1:30 P.M.

at the Lebanon United Methodist Church. Memorial contributions are requested to the heimer Development Fund of Otterbein Home, 585 N. St. Rte 741, Lebanon, 45036 or Cancer Research, War I Vet War Il Vet Veteran Veteran Armed Forces Persian Gulf Monuments 10 said she is "quite sure" she will not have to worry about paying back her loans after she graduates in 1993. She has borrowed $5,000 so far.

"It's part of my motivation to get good grades and get a good job SO the amount of money owed is minimal to the amount I said Bixler. When Bixler, 31, finishes her undergraduate work, she said she may go to graduate school and later work as an business consultant on client -employee and employee-manager relations. Lenders say students need to keep in contact with the holder of their loans. "Students need to know who holds the loan, make sure they have phone numbers of whoever has their loan, and remember that things can be resolved if they keep communication going," said Espelage of Chase Bank in Ohio. To help students stay on the right track, Chase offers a portfolio that includes budgeting information, a reminder not to borrow more than is needed and a glossary of terms used in banking and financial-aid processes.

compared to 17 million a day now. The county probably will need every ounce of it, too, if growth and development continue at present rates. "Right now we're ahead of the game. Our intention is to never get behind the game again. But our concern is that we don't want to overbuild and put undue financial burdens on our customers," Yeager said.

Because the new drinking supply will come from surface water and not from wells, there could be fewer traces of iron, sulfur and manganese, said Kathie Reigle Fleck, public information specialist with the Ohio Environmental Protection Agency. "The citizens may not even notice the difference," she said. You'd have to have pretty sensitive taste buds to discern any difference from the water that comes out of the faucet now, Yeager said. "It will look the same, smell the same and feel the same," he said. "To the normal person, there will not be a difference." REBOLD FUNERAL HOME Markers Monuments Flower Vases 3700 GLENMORE 661-6200 Announcements 20 DALBERT-WOODRUFF FUNERAL HOME 922-1010 2880 Boudinot at Queen City ELDEN A.

GOOD 2620 ERIE AVE. 871-3433 Hodapp Funeral Homes Hamilton at Elikton 7401 Vine St. 541-1040 821-0805 Jamison Jamison Inc. West End Evanston 721-1616 961-7544 -Erschell 261-8093 Newport, Ft. Thomas, Dayton NURRE BROS.

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Washington 231-7150 Florists 35 'The Florist Since 1865 Funeral Flowers of beauty distinction 961-6622 City Wide, 7 Day Delivery the scene. Schulte said police Sgt. Robert Parma police received a call at Petrovich ordered Zmrazek to drop 5:22 p.m. Saturday that a man was weapon. Petrovich was shot in the threatening to kill himself with a knee in an exchange of gunfire.

gun. Police surrounded the house. Another officer killed Zmrazek. "There was a great deal of screaming coming from the resi- Schulte declined to say who dence," Schulte said. fired the first shot or which officer He said that as officers ap- shot Zmrazek.

A review will be proached, Zmrazek came out of a held to determine whether Zmradoor with a pistol. zek's shooting was justified..